 |
777 Main Street, Suite 1000 |
|
777 Main Street, Suite 1000 |
American Hallmark Insurance Services offers package policies to standard commercial risks that are considered low-severity classifications. The typical customer is a small to medium-sized business with a policy that covers property, general liability and automobile exposures. Business is written on a CPP (commercial package policy) or CAP (businessowners). The following provides a brief description of the coverage we write.
Commercial Automobile: Commercial Automobile insurance provides third-part bodily injury and property damage coverage and first-part property damage coverage against losses resulting from the ownership, maintenance or use of automobiles and trucks in connection with an insured's business.
General Liability: General Liability insurance provides coverage for third-party bodily injury and property damage claims arising from accidents occurring on the insured's premises or from their general business operations.
Umbrella: Umbrella insurance provides coverage for third-party liability claims where the loss amount exceeds coverage limits provided by the insured's underlying General Liability and Commercial Automobile policies.
Commercial Property: Commercial property insurance provides first-party coverage for the insured's real property, business personal property, and business interruption losses caused by fire, wind, hail, water damage, theft, vandalism and other insured perils.
Commercial Multi-Peril: Commercial multi-peril insurance provides a combination of property and liability coverage that can include commercial automobile coverage on a single policy.
Businessowners: Businessowners insurance provides a package of coverage designed for small to medium-sized businesses with homogeneous risk profiles. Coverage includes general liability, commercial property and commercial automobile.